Swhy research reports pointed out that the acceleration of net interest income is driving outstanding revenue performance, with bank of ningbo (002142.SZ) showing better-than-expected growth in performance in the third quarter. Actively acquiring assets and flexibly adjusting the structure support the stable growth of high-quality revenue of bank of ningbo under the increase in volume and price, expecting bank of ningbo to pass through this economic cycle earlier and regain the upward growth attribute of performance. Maintain profit growth rate forecast, with the mother's net income growth rates expected to be 5.3%, 6.6%, and 9.3% in 2024-2026 respectively, with the current stock price corresponding to a PB of 0.86 in 2024, maintaining a "buy" rating.