Recently, Peking has released a new policy on real estate, adjusting the down payment ratio and housing loan interest rates. According to the investigation by reporters, some banks in the Peking area have already started to implement the new policy today, while some banks have not received the notification yet. "From today on, housing loans issued with the new policy interest rates will be implemented. The interest rate for the first set of houses within the fifth ring road was 4.05%, and for non-city six districts was 3.95%. Now, all loans will be implemented according to the new policy interest rate, that is, 3.5%. However, the new policy does not involve stock loans," said a customer manager of the industrial and commercial bank of china in the Peking area to reporters (cnstock Gemini).