Guiyang Housing Provident Fund Management Center issued a notice on optimizing housing provident fund loan policies. In terms of optimizing housing unit certification standards and implementation policies in housing provident fund loans, the first is that commercial individual housing loan records are no longer included in the scope of housing unit certification, and housing units are determined “based on the depositor's family (including the loan applicant and spouse), based on the nationwide housing provident fund loan records and commercial personal housing loan records”, and adjusted to “based on the depositor's family (including the loan applicant, spouse, and minor children) in the district (city, county), development zone, and Xinjian district where the home was purchased Number of housing units under the name and housing provident funds nationwide Loan records shall prevail”. The New Deal has set a minimum loan amount to increase protection for low-income groups. If the husband and wife have a total monthly deposit balance of less than 10,000 yuan, the minimum loan amount is 250,000 yuan based on 10,000 yuan, an increase of 40,000 yuan over the minimum loan amount of 210,000 yuan in the original loan calculation formula.