The Central Bank of China released a report on the overall operation of the payment system in 2022. The report shows that by the end of 2022, the total amount of bank card credit granted was RMB 8 was 22.14 trillion yuan, an increase of 5.34% over the previous year; the balance of bank card payable credit was RMB 8.69 trillion, an increase of 0.85% over the previous year. Each bank card has a credit limit of 27,800 yuan, and the credit usage rate of 9 is 39.25%. The total amount of credit card outstanding after half a year is 1086.580 billion yuan, accounting for 1.00% of the credit card's payable credit balance.