In response to rumors of loosening the loan restriction policy in Nanjing, a reporter from the Securities Times called the Nanjing branch or branch loan departments of Bank of China, China Construction Bank, Industrial and Commercial Bank of China, China Merchants Bank and other banks on August 15 to verify that the relevant staff said that no clear notice of adjustment has been received so far. A customer manager of the Bank of China Nanjing Branch told the Securities Times that the bank is still implementing the original policy. For example, if the bank already has one apartment and the loan has been settled, then apply for a mortgage and implement a 50% down payment. If you already have one apartment and the mortgage has not been settled, then apply for an 80% down payment. On August 12, relevant content spread on the Internet shows that the down payment ratio of housing loans in some urban areas of Nanjing has been reduced. (Securities Times)