The Zhitong Finance App learned that Hang Seng Bank (00011) will announce its first half results next Monday (August 3). Due to the negative impact of the public health incident, the company's revenue and credit provisions are expected to be under pressure. As net interest spreads narrow, the net interest income performance will also be affected. Currently, major banks expect Hang Seng's adjusted profit forecasts for the first half of this year, which is expected to be between RMB 8.407 billion and RMB 11.22 billion, down 16% to 37% year on year. At the same time, Hang Seng Bank's medium-term interest rate forecast for this year is between 1.708 yuan and 2.2 yuan, down 21.4% to 39% year-on-year from 2.8 yuan in the same period last year.