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3月居民中长期贷款回暖,业内称房贷利率有望进一步下调

In March, there was a warming in residents' medium and long-term loans, and industry insiders believe that mortgage rates are expected to be further reduced.

Gelonghui Finance ·  Apr 14 21:46

On April 14, Gelonghui reported that the central bank recently announced the March financial data, showing that the Crediting and social financing scale exceeded market expectations. The data indicates that in the first quarter of this year, the total amount of RMB loans reached 9.78 trillion yuan, with a new RMB loan of 3.64 trillion yuan in March alone; during the same period, the cumulative increase in social financing was 15.18 trillion yuan, with the increase in March reaching 5.89 trillion yuan. From the perspective of the Crediting structure of the household and corporate sectors, there are differences. The medium to long-term loans in the household sector performed well, but overall Consumer remains to be further revived. Meanwhile, the short-term loans in the corporate sector experienced unexpected growth due to seasonal factors and others. In the face of the severe external challenges posed by the USA's tariff policy, industry insiders believe that further policy efforts are needed in the future to boost Consumer confidence. In addition to implementing short-term subsidies, efforts should also focus on increasing employment opportunities and household income, to drive the internal circulation of the economy through Consumer.

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