Recently, the Bank of Suzhou's financial technology "伴飞贷" series of products was successfully selected as one of the first batch of outstanding cases of "Famous Banks and Excellent Products" in the Suzhou Industrial Park. This not only reflects the Bank of Suzhou's implementation of the spirit of the central financial work conference and support for the deepening of open innovation comprehensive testing in the Suzhou Industrial Park but also signifies that the Bank of Suzhou has taken a solid step in precisely serving technology innovation enterprises in the Suzhou Industrial Park.

As a corporate listed city commercial bank headquartered in Suzhou Industrial Park, the Bank of Suzhou consistently resonates with regional development, actively responding to policy calls, optimizing financial products and models, and improving a multi-dimensional and comprehensive financial service system for technology innovation. It builds a product matrix around "technology innovation enterprises + talent individuals + talent families", explores the integrated development path of "technology innovation + wealth" business, and continues to enrich the four product lines of "Suzhou Heart Financing Smart Benefits" and the three support plans of "伴飞, 展翅, 领航", strengthening the growth assistance for technology innovation customers throughout the entire process.

The selected "伴飞贷" product is based on the self-developed small technology innovation strength evaluation model of the Bank of Suzhou, which evaluates the technological advancement of technology enterprises from multiple dimensions such as technology innovation qualifications, industry, innovation capability, and investment financing. It focuses on the core competitiveness of technology enterprises in the startup and growth stages and assesses future growth potential, determining loan amounts based on technology innovation attributes to support technology enterprises in operational research and development, market expansion, equipment updates, and other multi-purpose needs.

The selection activity of the "名行优品" in the Suzhou Industrial Park optimally selects financial institutions’ products that are characterized by significant distinctiveness, stable risk control models, clear support directions, and strong industry compatibility under the method of "industry posing questions and institutions answering questions." This inclusion aims to add the selected innovative financial products to the scope of applicable funds for wind subsidies, thus promoting an increase in financing services in the park and providing more precise credit support for enterprises in the park. The success of the Bank of Suzhou's "伴飞贷" product selection is due to its reliance on CNI Data Factor Index to accurately portray technology enterprises characterized by "emphasis on intelligence, light on assets, and high growth", effectively alleviating the information asymmetry issues caused by unclear profiling of technology enterprises, and genuinely increasing the convenience and accessibility of technology enterprise financing.

As the Suzhou Industrial Park is celebrating its 30th anniversary of development and construction, the Ministry of Commerce announced several measures to support the deepening of open innovation comprehensive testing in the Suzhou Industrial Park. The Bank of Suzhou quickly responded by launching a comprehensive financial service plan called "Five Batchs", releasing 12 supporting measures, fully demonstrating the responsibilities of a local legal person bank. The Bank of Suzhou will take this selection as a new starting point to deepen an "customer-centric" integrated operation Global Strategy, delve into the regional innovation soil, and fully integrate into the overall development of the Yangtze River Delta Integration, contributing more strength from Suzhou to promote the development of new productive forces and advance new industrialization.