此外，欧洲央行要求四家银行持有额外流动性，以满足最低“生存期”和特定货币流动性缓冲的要求。The European Central Bank has slightly raised the capital requirements for Banks in the region, stating that despite the substantial profits, geopolitical risks have increased.
According to Zhitong Finance, the European Central Bank has slightly raised the capital requirements for Banks in the region, stating that despite substantial profits, geopolitical risks have increased. The European Central Bank stated on Tuesday that, overall, the minimum threshold for Banks to obtain high-quality capital next year is 11.3%, up from 11.2% in 2024. The regulator increased these buffers after the risk conditions for 'selected Banks' changed.
In the past two and a half years, European Banks have benefited from higher interest rates, which boosted dividends to Shareholders. However, the European Central Bank has warned that they face numerous risks ranging from geopolitical tensions to climate change. The European Central Bank also indicated that the number of Banks facing additional requirements due to 'excessive leverage' has more than doubled. The central bank stated that 13 Banks must now maintain a minimum leverage ratio (a more direct indicator of capital strength) above 3%. The additional buffer ranges from 0.1 to 0.4 percentage points.
Additionally, the European Central Bank requires four Banks to Hold extra liquidity to meet the minimum 'survival period' and specific MMF liquidity buffer requirements.