According to a report by accounting firm Deloitte, in the life insurance sector, premiums in mature markets are expected to grow by 1.5% by 2025, while sales momentum in Emerging Markets such as China is relatively slowing, with forecasts predicting a premium increase of 7.2% and 5.7% in 2024 and 2025, respectively. Meanwhile, in the annuity insurance sector, although government and corporate pension expenditures are expected to decline, the expanding middle class in Emerging Markets is anticipated to continue driving demand for savings-type products.

The report states that the ROI for Global insurance companies is expected to rebound to about 10% in 2024, with hopes of further increasing to 10.7% next year. In the first half of the year, Hong Kong's general Insurance Business recorded gross premium income of 37.9 billion dollars, with underwriting profit rising 31% to 1.9 billion dollars during the same period. The outlook for next year remains optimistic, with expectations of further profitability in general Insurance Business due to the combined effects of a general decrease in claims payments and a rapid increase in premiums.