(observer net article / Zhang Heng)

A few days ago, foreign media reported that 300 domestic enterprises had applied for 57.4 billion yuan in epidemic special loans from local banks, includingmillet(5 billion yuan) and Meituan (4 billion yuan).

In response, the central bank responded on the evening of February 16 that it had taken note of the relevant information and was asking the Beijing Business Management Department, together with the Beijing Banking and Insurance Regulatory Bureau, to verify with the Beijing Municipal Development and Reform Commission, Gongxin and other departments. If there is a violation of the regulations, it must be dealt with seriously. According to preliminary understanding, the Beijing Municipal Development and Reform Commission and the Ministry of Industry and Information Technology did not include XIAOMI and Meituan on the list. At present, the bank has not issued preferential loans to it.

However, the central bank also said that XIAOMI's subsidiaries are applying to be included in the list of special re-loan enterprises, and Meituan can get policy support at least in Hubei, perhaps with an amount of about 100 million to 200 million.

In addition, on the afternoon of February 16, XIAOMI and Meituan also refuted the rumor, denying that they had obtained a loan.

XIAOMI and Meituan denied getting the loan.

On Feb. 11, Reuters claimed to have obtained a list of Internet technology companies such as Meituan Dianping, XIAOMI, 360,360 and DiDi Global Inc. to seek tens of millions to hundreds of millions of yuan in "anti-epidemic" special loans from local banks.

Among them, XIAOMI hopes to get a loan of 5 billion yuan for the production and sale of medical equipment, including masks and thermometers; Meituan hopes to get 4 billion yuan, which will be used to provide free food and delivery to health care workers in Wuhan, the worst part of the epidemic; DiDi Global Inc. sought 50 million support from the bank because his travel business was "seriously affected by the virus outbreak". Qihoo 360 asked for a loan of 1 billion yuan to buy medical products and provide funds for applications to track and contain the virus, while Xanshi Technology asked for a loan of 100 million yuan to develop new technologies, including improving the recognition rate of people wearing masks.

Then, on the afternoon of February 16, XIAOMI spoke at his officialmicro-blogSaid that there is no online loan, nor the completion of the relevant application, let alone a definite amount of money. Meituan also denied that there were many false rumors before that the company did not get an online loan and did not complete the relevant application. Meituan will strictly abide by and implement the relevant provisions of the national policy. Before XIAOMI and Meituan, only 360 denied the rumors.

On the evening of Feb. 16, the central bank responded to the media that the Beijing Municipal Development and Reform Commission and the Ministry of Industry and Information Technology did not include XIAOMI and Meituan on the list. At present, the bank has not issued preferential loans to it.

However, XIAOMI's subsidiaries are producing masks, temperature monitors and disinfectants. At present, XIAOMI Group uniformly advances funds to organize overtime production, and the products are uniformly purchased and deployed by the local government. The central bank said that XIAOMI's subsidiaries are in the process of applying, and even if approved, the size of the loan will be a far cry from the 4 billion or 5 billion reported online, perhaps around 100 or 200 million.

The relevant departments of the central bank further indicated that if XIAOMI and Meituan do need loans because they are involved in the prevention and control of the epidemic, the banks will certainly give loan support; if they meet the regulations of the five departments, they will certainly give preferential interest rates. "for example, some automobile companies have recently taken advantage of their own advantages to process products needed for epidemic prevention and control, such as medical protective clothing, and if they need loans for this reason, they can also be included in the list to support them."

Thousands of enterprises apply for 300 billion loans from the central bank

As early as February 7, Pan Gongsheng, deputy governor of the central bank, publicly pointed out at a news conference that in order to support winning the war of prevention and control of the epidemic, the central bank set up 300 billion yuan of special re-loans to provide low-cost re-loan funds to provide preferential interest rate credit support to key enterprises in the production, transportation, and sale of key medical goods and daily necessities through major national banks and some local corporate banks in Hubei and other key provinces.

The central bank said that the interest rate for lending with special re-lending funds should not exceed the recently announced one-year loan market quoted interest rate (LPR) minus 100bp, which currently stands at 3.15 per cent, encouraging financial institutions to lend at rates below the upper limit of lending rates. The central government will discount 50% of the loan interest rates actually received by enterprises to ensure that the actual financing costs of enterprises are reduced to less than 1.6%.

As soon as the news came out, a large number of enterprises applied. On February 14, Peng Lifeng, deputy director of the Financial Markets Department of the people's Bank of China, said at a press conference.Thousands of enterprises have applied for loans.. The focus of the next step for the banks will be to ensure that loans are not issued too slowly and that they are not issued to enterprises in need.

According to the current working mechanism, the list of national key enterprises is provided by the National Development and Reform Commission and the Ministry of Industry and Information Technology, and the list of enterprises in key provinces is reported locally to the people's Bank of China for the record. after receiving the list, we immediately forwarded it to the bank and asked the bank to find the enterprise. quickly dock with the enterprises on the list. At the same time, we also send the list to the branches of the people's Bank of China, requiring them to establish direct contact with each enterprise, and for those enterprises that are not connected to the bank, the people's Bank of China should assist it in contacting with bank supervisors to achieve full coverage of the enterprises on the list. On this basis, financial institutions are required to simplify their processes and improve their efficiency. If they meet the loan conditions, they should "lend as much as they can and lend as quickly as possible." If you are not sure about the policy, we should give timely feedback, we will immediately study and reply, and do a good job in the follow-up service and guidance of the whole process.

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