According to the Zhituo Finance APP, the Hong Kong Monetary Authority has launched a one-time special arrangement allowing banks to relax the maximum mortgage loan ratio to 80%. In response, the general manager of personal financial products at boc hong kong (02388), Zhou Guochang, stated: "boc hong kong welcomes and supports the one-time special mortgage arrangement announced today by the Hong Kong Monetary Authority, which relaxes the mortgage application ratio and repayment ratio for property buyers purchasing pre-sale residential properties with construction period payments during the designated period to alleviate the funding pressure faced when property valuations are lower than the fill price during their mortgage applications. Our bank will continue to fully cooperate with the regulatory authority's policies to meet the public's housing needs."