According to Zhito Finance APP, mainland insurance companies surged higher. As of the time of writing, China Pacific Insurance (02601) rose by 4.43%, reporting 25.95 HKD; picc p&c (02328) rose by 3.55%, reporting 12.26 HKD; China Life Insurance (02628) rose by 3.08%, reporting 15.38 HKD; New China Life Insurance (01336) rose by 2.87%, reporting 25.05 HKD; Ping An Insurance (02318) rose by 1.77%, reporting 46.1 HKD.

In terms of news, recently, the Financial Regulatory Administration issued the 'Interim Measures for the Risk Classification of Insurance Assets' (hereinafter referred to as 'Interim Measures'). gtja believes that the purpose of the 'Interim Measures' is to adjust and improve the regulatory rules for the risk classification of insurance assets, guide the prevention and resolution of risks; clarify risk standards for various types of assets, and promote the accountability of risk bearers; at the same time, the quality of financial assets becomes more transparent, bullish for insurance companies to enhance profits and the stability of net assets.

Donghai Securities believes that the new regulations will further implement comprehensive risk management for insurance companies, enhance the quality of assets and the effectiveness of asset-liability matching, ease market concerns about the risk of investment yield spreads for insurance companies, and promote high-quality development in the industry. The 2025 'New Year Launch' has begun, with a product strategy primarily focused on dividend insurance to effectively reduce liability costs, and premiums locked in through wealth management can solidify growth fundamentals. At the same time, the channel side's 'reporting and operations in unison' and the reduction of the preset interest rate on the product side are expected to enhance the value rate of new products, maintaining optimism for the foundation of value growth.