光大银行表示，惩戒对象包括因实施电信网络诈骗犯罪活动，或者实施与电信网络诈骗相关联的帮助信息网络犯罪活动，妨害信用卡管理，侵犯公民个人信息，掩饰、隐瞒犯罪所得、犯罪所得收益及组织他人偷越国(边)境、偷越国(边)境等犯罪受过刑事处罚的人员；经设区的市级以上公安机关认定，具有非法买卖、出租、出借电话卡、物联网卡、固定电话、电信线路、短信端口、银行账户、支付账户、数字人民币钱包、互联网账号等三张(个)以上，或者为上述卡、账户、账号提供实名核验帮助三张(个)以上，以及假冒他人身份或者虚构代理关系开立电话卡、物联网卡、固定电话、电信线路、短信端口、银行账户、支付账户、数字人民币钱包、互联网账号等，且造成较大影响、确有惩戒必要的，报经省级以上公安机关审核认定的单位、个人和相关组织者。 Recently, china everbright bank announced on its official website that starting from December 1, 2024, it will implement financial sanctions on bank settlement accounts under the names of individuals subject to sanctions; as of the time of publication, a search by journalists from CAIXIN revealed that none of the other major state-owned banks or other nationwide joint-stock banks have issued similar public statements.
On December 2, CAIXIN reported (by journalist Peng Kefeng) that following the joint release of the "Methods for Joint Sanctioning Telecommunication Network Fraud and Other Related Illegal Crimes" by the Ministry of Public Security, the National Development and Reform Commission, the Ministry of Industry and Information Technology, and the People's Bank of china, the first nationwide bank has actively responded.
Journalists from CAIXIN noted that recently, china everbright bank announced on its official website that starting from December 1, 2024, it will implement financial sanctions on bank settlement accounts under the names of individuals subject to sanctions.
china everbright bank stated that the target of sanctions includes individuals who have been criminally punished for committing telecommunication network fraud or related activities that assist in information network crimes, interfere with credit card management, infringe on personal information, conceal or disguise criminal proceeds and profits, as well as organize others to smuggle across national (border) borders and other crimes; those recognized by municipal level or above public security organs as having illegally bought, sold, rented, or lent out more than three types of telephone cards, internet of things cards, fixed telephones, telecom lines, SMS ports, bank accounts, payment accounts, digital RMB wallets, internet plus-related accounts, or those providing real-name verification assistance for three or more of these cards or accounts, as well as impersonating others or fabricating agency relationships to open telephone cards, internet of things cards, fixed telephones, telecom lines, SMS ports, bank accounts, payment accounts, digital RMB wallets, internet plus-related accounts, causing significant impact, and confirmed by provincial level or above public security agencies, are subject to sanctions.
china everbright bank further pointed out that for those who are criminally liable for committing telecommunication network fraud and its related crimes, the sanction period is three years. The sanction period for individuals recognized by municipal level or above public security agencies is two years.
The financial sanctions that china everbright bank will impose include two types: first, restrictions on the non-counter cash withdrawal functions of bank accounts and digital RMB wallets under the names of sanction objects, except for the amounts agreed upon in existing agreements with institutions for basic living guarantees such as tax payments, social insurance, and utilities; second, suspending the opening of new real-name digital RMB wallets for sanction objects.
A search by journalists from CAIXIN revealed that as of the time of publication, none of the other major state-owned banks or other nationwide joint-stock banks have issued similar public statements.
