The Ministry of Public Security of the country jointly reported on the "Measures for Joint Disciplinary Actions against Telecommunications Network Fraud and Related Illegal Crimes." Relevant personnel from the People's Bank of China responded to financial disciplinary measures, stating that during the governance process of the "fund chain" in telecommunications network fraud, the People's Bank attached great importance to precise governance of the "fund chain," cooperated with public security agencies to accurately assess the risks of fraudulent accounts, and did not adopt a "one-size-fits-all" risk prevention measure.

At the same time, guiding commercial banks and payment institutions to improve the implementation of risk prevention and control obligations, dynamically optimize and adjust risk prevention and control measures; guiding commercial banks and payment institutions to continuously enhance the scientific, precise, and effective risk prevention and control through technologies such as big data; guiding commercial banks and payment institutions to promptly handle and address public objections and complaints, carry out explanatory communication and guidance, and enhance the level of payment services.