今年香港特区政府进一步优化资助房屋第二市场按揭，按揭保证期延至50年，按揭年期上限亦延至30年，促进了居屋交投及流转。香港房委会数字显示，4月居二成交数字一度环比大增7成至850宗，但随后受楼巿回软影响，5月起数字连跌6个月，10月份居二成交进一步回落4.6%至251宗。不过，累计2024首10个月居二成交仍较去年同期增加33%，录3835宗。boc hong kong (02388) continued to be the number one in the market with a market share of 54.6% in October for mortgage loans, becoming the monthly champion for 15 consecutive months in mortgage loan market share.
According to the iFinAPP, data from the Central Mortgage Research Department and the Land Registry show that there were a total of 1088 registered mortgage loans for subsidized housing in Hong Kong in October (mainly for Home Ownership Scheme and other subsidized housing), representing a 60% increase compared to the previous month, with the increase mainly coming from the registration of 468 mortgage loans for Tsing To Court, which is scheduled for occupation in the third quarter.
In addition, boc hong kong (02388) continued to be the number one in the market with a market share of 54.6% in October for mortgage loans, becoming the monthly champion for 15 consecutive months in mortgage loan market share.
This year, the Hong Kong SAR Government further optimized the mortgage market for subsidized housing in the secondary market, extending the mortgage guarantee period to 50 years, with a maximum mortgage term of 30 years, promoting the turnover and circulation of Home Ownership Scheme flats. According to figures from the Hong Kong Housing Authority, the number of transactions for Home Ownership Scheme flats surged by 70% to 850 units in April, but subsequently declined for six consecutive months from May due to the softening property market, with October seeing a further 4.6% decrease to 251 units. However, the cumulative number of transactions for Home Ownership Scheme flats in the first 10 months of 2024 still increased by 33% compared to the same period last year, totaling 3835 units.
