The Financial Secretary and Secretary for the Treasury, Christopher Hui, stated in his blog that the Treasury and the Companies Registry have been closely monitoring the market situation of the licensed money lending industry. Currently, the Treasury is formulating specific measures in various aspects such as regulating money lenders and enhancing public education. They plan to launch related consultations in the first half of next year.

The department is studying setting a maximum unsecured personal loan limit based on the borrower's monthly income. If a borrower's monthly income falls below a certain level, the unsecured personal loan that a money lender can approve cannot exceed a certain percentage of the borrower's monthly income. The department is drafting specific levels regarding monthly income and loan limits.

The department is also drafting specific measures to enhance the protection of loan consultation clients, including considering regulations that require money lenders to actively verify the accuracy of the written consent from loan consultation clients. In addition, the Companies Registry will study optimizing the complaint handling process, enhance communication and information exchange with the police; also, they will study enhancing the system and procedures for supervising money lenders in handling complaints to ensure that complaints are handled properly.

Furthermore, the department will strengthen public education, especially targeting foreign domestic workers, youth, and low-income individuals, to enhance their understanding of borrowing and lending. They will promote the importance of prudent borrowing through multilingual and multi-channel channels.