Xiao Yuanqi, deputy director of the China Banking and Insurance Regulatory Commission, stated at the State Council Information Office press conference that the disbursement method of loan funds will be optimized to achieve "the earlier, the better". In the future, with mutual agreement, commercial banks and real estate project companies can advance all loans to the project fund management account opened by the real estate company.

Xiao Yuanqi emphasized that since the beginning of this year, the coordination mechanism for urban real estate financing has included compliant real estate projects in the "white list". The next step is to include all loan financing for commodity housing projects in the "white list", achieving "the sooner, the better".