观点网讯：10月12日，南昌市住房和城乡建设局发布洪住建文〔2024〕390号公告，宣布优化个人住房贷款最低首付款比例政策，以支持城乡居民的住房需求并促进房地产市场的平稳健康发展。
根据公告，南昌市将不再区分首套和二套住房的商业性个人住房贷款，最低首付款比例统一调整为不低于15%。此举是根据《中国人民银行 国家金融监督管理总局关于优化个人住房贷款最低首付款比例政策的通知》（银发[2024]172号）精神，结合南昌市房地产市场的实际情况和调控要求，经市政府同意后实施的。
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- 南昌优化个人住房贷款政策 最低首付比例降至15%
南昌优化个人住房贷款政策 最低首付比例降至15%
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The above content is for informational or educational purposes only and does not constitute any investment advice related to Futu. Although we strive to ensure the truthfulness, accuracy, and originality of all such content, we cannot guarantee it.
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