The Housing and Construction Bureau of Shenzhen issued a notice on further optimizing the policy measures for the stable and healthy development of the real estate market, stating the optimization of the segmented housing purchase restriction policy. Local household residents are limited to purchasing two homes, while local adult singles are limited to purchasing one home. Based on the implementation of this housing purchase restriction policy, within the Yantian District, Bao'an District, Longgang District, Longhua District, Pingshan District, Guangming District, and Dapeng New District, an additional home can be purchased.

Non-local household residents and adult singles are limited to purchasing one home. When purchasing a home within the Futian District, Luohu District, Nanshan District, Bao'an District's Xin'an Street, and Xixiang Street areas, proof of continuous payment of personal income tax or social insurance in the city for the previous year before the purchase date is required. When purchasing a home within the Yantian District, Bao'an District, Longgang District, Longhua District, Pingshan District, Guangming District, and Dapeng New District, personal income tax or social insurance proof is not required. Non-local household residents with two or more minor children, on the basis of implementing the housing purchase restriction policy, can purchase an additional home.

The notice states the cancellation of restrictions on the transfer of commercial housing and serviced apartments. After obtaining the real estate registration certificate for commercial housing and serviced apartments, they can be listed for trade, and the exemption period for personal housing transfer value-added tax has been adjusted from 5 years to 2 years.

In addition, the minimum down payment ratio for the first commercial personal housing loan has been adjusted to 15%, and for the second commercial personal housing loan it has been adjusted to 20%. For homebuyers and adult singles who already own a home under no mortgage or only one mortgage registration, eligibility for the second home loan policy can be applied when handling personal housing loan transactions for newly purchased homes. Resident families with two or more minor children can apply the first-home loan policy when purchasing a second home during personal housing loan transactions. The minimum down payment ratio for the first and second commercial personal housing loans in the Shenshan Special Cooperation Zone has been uniformly adjusted to 15%, with the removal of the interest rate lower limit.

This notice will take effect starting tomorrow (October 1st).