In order to support local state-owned enterprises in acquiring completed but unsold commodity properties at reasonable prices for affordable housing, and further enhance the market incentives for financial institutions and acquiring entities, the People's Bank of China has decided to adjust and optimize the relevant matters of refinancing for affordable housing.

For loans meeting the requirements issued by financial institutions, the People's Bank of China has increased the proportion of refinancing issued by financial institutions from 60% of the loan principal to 100%.