According to Shenyang Daily, a news conference on the optimization and adjustment of Shenyang housing provident fund loans and withdrawal policies was held in Shenyang, Liaoning Province. It was announced that after review and approval by the Shenyang Housing Provident Fund Management Committee, the Shenyang Housing Provident Fund Management Center will optimize five housing provident fund loan policies and four housing provident fund withdrawal policies, all of which will be implemented from October 8th.

Specific measures include: Shenyang will remove the restriction conditions for first-time application for housing provident fund loans for commercial to public transactions, adjust the loan application requirements for commercial to public transactions from 'borrowers and joint applicants applying for housing provident fund loans for the first time' to 'borrowers and joint applicants applying for housing provident fund loans for the first or second time', while keeping other application conditions the same.

At the same time, support for depositors to purchase affordable housing. Depositors who purchase affordable housing can withdraw from their personal accounts of the housing provident fund to pay the down payment and other home purchase expenses, and can also apply for housing provident fund loans. The total amount of withdrawals and loans shall not exceed the total price of the purchased house. The minimum down payment ratio for using the personal housing provident fund loan to purchase affordable housing is 15%.