Guosen Securities APP learned that Citigroup released a research report stating that the profit forecast for Postal Savings Bank of China (01658) from this year to 2026 has been increased by 5% to 9%, reflecting potential reductions of 5 and 10 basis points in deposit agent rates in the next two years. The bank slightly raised the valuation basis for Postal Savings Bank, predicting that the P/B ratio will rise to 0.72 times next year to reflect reduced operating expenses after the potential reduction in deposit agent rates, correspondingly increasing the target price from HK$4.69 to HK$5.42, and initiating a 30-day positive catalyst observation.