According to the report released by Lyon, the macro environment was under pressure, and the group's net income forecasts for fiscal years 2024 and 2025 were lowered by 2% due to disappointing revenue in the first half of the year. However, net income and dividends were in line with expectations. The group's total service revenue increased by 2.5% year-on-year, which was 1.6% lower than the bank's forecast; DICT revenue was hit the hardest by the macroeconomic slowdown, with only an 8% year-on-year increase, compared to 23% growth last year. In addition, the group promises a dividend payout ratio of over 70% in the fiscal year 2024, providing a return of about 7% on dividends.