According to the Securities Times, the Housing Provident Fund Management Center of Huizhou City, Guangdong Province, issued the "Notice on Lowering the Down Payment Ratio of Second-hand Housing Personal Housing Provident Fund Loans", which stipulates that the entire loan amount for purchasing self-occupied housing in Huizhou's stock housing (second-hand housing) shall not exceed 70% of the mortgage value, up from 60% before. That is to say, the down payment ratio for purchasing second-hand houses in Huizhou City has been lowered from not less than 40% of the mortgage value to not less than 30% of the mortgage value. In other words, the minimum down payment ratio for personal housing provident fund loans for second-hand houses has been lowered from 40% to 30%.