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嘉银科技(JFIN.US)小课堂丨中高考季,这些诈骗套路需警惕

Jiayin Group (JFIN.US) Classroom | During the high school and college entrance exam season, beware of these fraudulent scams.

Zhitong Finance ·  Jun 21 10:29

After ten years of cold weather, it was finally time to break the laurels. Many students went through the hurdles in the college entrance examination, riding the waves and sprinting towards their dreams. At this time, fraudsters are also acting recklessly to commit fraud using endless and defenseless routines. JFIN.US (JFIN.US) Elementary School reminds candidates and parents to raise awareness of prevention, understand post-exam fraud routines, and protect personal property and information security.

01 Check points in advance

After the exam is over, fraudsters will use the anxious mentality of candidates and parents who are in a hurry to check scores, falsely claim that results can be checked in advance through channels such as SMS, group chats, and websites, and include phishing links to “check scores.” Once you click on the link, enter your identity information, bank account information, mobile phone verification code information, etc. into it, it may cause loss of money.

When checking scores, you should check the search methods and search websites specified by the education department. Don't take links to unfamiliar websites lightly, let alone fill in personal information on unfamiliar websites at will, and beware of being scammed.

02 Internal indicators

The fraudsters falsely claim that they are the admissions manager or admissions office staff at a certain university. They have “special relationships,” “internal indicators,” and “independent enrollment indicators,” etc., and claim that there are ways to obtain “low scores and high records,” thereby defrauding high “targeted fees.”

Candidates participating in voluntary filing guidance and consultation activities must clearly understand the official agency and wait for notifications from the school. They should be wary of voluntary filing consultations that are fee-based in the community, and all college entrance examination policies and information must be subject to official announcements.

03 University scholarships

Fraudsters impersonate university workers, use candidate information obtained through illegal channels to defraud trust, and defraud funds under the pretext that “scholarships” and “bursaries” require account activation first.

If candidates and parents receive claims to be employees of universities, education, finance, etc., claiming to be “national bursaries” and “student aid grants,” they must raise awareness of prevention, promptly verify the authenticity of the information through official channels, and do not take it lightly.

04 Acceptance letter

By illegally obtaining information about candidates, some fraudsters create fake websites modeled after admissions school websites to post false admission information and send fake acceptance letters, so that candidates can defraud them by crediting expenses such as tuition fees and textbooks into their designated bank accounts.

It is all fraud to charge fees such as security deposits and seat fees in advance in the name of admission. Admission information must be accessed through a website certified by the official website, and there is no fee for formal admissions.

05 Interest-free Student Loans

Lawbreakers post loan information such as “unsecured loans,” “low interest loans,” and “interest-free loans” through channels such as setting up websites, promoting apps, sending mobile phone text messages, and distributing small cards. Once candidates contact them, they falsely claim that they can obtain unsecured and unsecured loans, gain the trust of candidates and parents, and then trick candidates and parents into prepaying interest, security deposits, insurance premiums, etc. through bank transfers, thus achieving the purpose of fraud.

You should choose a formal financial institution to apply for a loan. Don't take unfamiliar phone calls or online loan information lightly, don't leave personal information such as contact information online at will, let alone easily transfer money to the other party.

Fraudsters have many routines, so please raise your safety awareness and don't fall into the traps carefully arranged by scammers. Finally, I wish the candidates a title in the Gold List and a promising future.

The translation is provided by third-party software.


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