In the month of Wexia, all things are thriving.

We warmly congratulate Jiayin Technology (JFIN.US) on reaching an important milestone in its 13th year. Thirteen years of wind and rain, 13 years of inheritance and cross-generational cooperation, 13 years of achievements have formed Jiayin Technology today and left a mark on the road of growth. Looking back, every breakthrough and every step forward cannot be separated from the wisdom and sweat of every Jiayin member. Looking to the future, we will continue to work together, unite our forces, and drive digital dreams with technology. On this auspicious day, we express our heartfelt gratitude and deep respect to friends from all walks of life who have long cared for and supported Jiayin Technology's growth and development, and to all Jiayin members.

The past 13 years have been a booming period for the fintech industry, as well as a 13-year period for Jiayin to continuously explore, upgrade, evolve and transform. The growth of Jiayin over the past 13 years has not been all smooth sailing. We have experienced the hardships and intense competition of entrepreneurship, and witnessed the ups and downs of the industry. I think the reason why Jiayin was able to achieve these results is because we have always adhered to our original intention, kept in mind the mission of "making dreams possible," and continued to deeply cultivate the fintech industry, providing high-quality, convenient, and warm services to individuals and small and micro enterprises, contributing to the healthy development of the industry with our own strength. In the fast-paced 13 years of development, our corporate culture concept has not changed, and our original intention and mission have not changed. I think that every Jiayin person is not only a positive leader and practitioner of Jiayin culture, but also a loyal inheritor and promoter of Jiayin culture.

Since the beginning of this year, against the backdrop of changes in the macro environment and credit market demand, the company has attached great importance to the cultivation of new productive forces in the fintech field, continuously enhancing the ability to empower partners with big data and artificial intelligence, continuously enhancing the company's core competitiveness, and achieved good results both in refined operation management and business expansion. I want to say that this is inseparable from the efforts of all Jiayin fighters, thank you!

Every year at the anniversary celebration, we look back at our original intention and look forward to a better future. I have always believed that this is necessary because only by remembering our journey here can we create a beautiful new journey with ingenuity! Over the 13-year journey, we have always been forward-looking dream chasers, hardworking status-quo breakers, and steadfast practitioners. We have bravely marched forward towards our dream of "building a happy Jiayin"!

Ingenuity builds dreams, and innovation creates the future. Jiayin people, in the past 13 years, through innovation, we have reached new heights with our ingenuity. Today, Jiayin Technology has entered a new stage of high-quality development. In this vast world, I always believe that we can achieve great things as long as we work together! Let's embark on the journey to the future together and do not leave anyone behind!

The trajectory of the times unfolds like a slowly unfolding picture scroll. It contains both the loneliness of self-questing and the hope and vitality that lead to historical changes and ideal life paintings —— with the heart of a child to cross the mountains, every flower can also bloom. Now, the new story of Jiayin has begun. Let's continue to listen to Jiayin's story.