Mingyuanyun (00909) surged more than 15% at the end of the session. As of press release, it rose 15.7% to HK$3.39, with a turnover of HK$777.57,800.
The Zhitong Finance App learned that Ming Yuanyun (00909) surged more than 15% at the end of the session. As of press release, it had risen 15.7% to HK$3.39, with a turnover of HK$777.57,800.
According to the news, the central bank, the State Financial Supervisory Administration and other departments issued three major notices in a row during the afternoon. The notice proposed that the minimum down payment for the first housing commercial loan will be adjusted to no less than 15%, and the minimum down payment for the second commercial loan will be adjusted to no less than 25%; the interest rate on personal housing provident fund loans will be lowered by 0.25 percentage points from May 18; and the lower interest rate policy limit for commercial personal housing loans for the first home and two housing units will be abolished at the national level.
A number of analysts said that the current down payment ratio policy is the most relaxed down payment policy in the history of mortgage loans. The reduction has set a new historical record. The down payment ratio for the first and second home is the lowest in history. Yan Yuejin, research director of the Yiju Research Institute, pointed out that this policy is the most relaxed down payment policy in China's home buying history, and it has a very obvious effect on driving market transactions.
Goldman Sachs said earlier that real estate projects will usually obtain a sales license about 6-9 months after the project starts, and developers will purchase Mingyuan Cloud's CRM management system to assist sales, which means that the company's main product, the CRM management system, is still in sync with the real estate industry's main sales floor area index.