Mastercard Says Consumer Spending Is Healthy, Clocks 10% Revenue Growth In Q1
Mastercard Says Consumer Spending Is Healthy, Clocks 10% Revenue Growth In Q1
Mastercard Inc. (NYSE: MA) reported fiscal first-quarter net revenues of $6.35 billion, up 10% year over year and 11% year over year on a neutral currency basis, beating the consensus of $6.34 billion. Adjusted EPS rose 18% year over year to $3.31, exceeding the consensus of $3.24.
萬事達卡公司（紐約證券交易所代碼：MA）公佈的第一財季淨收入爲63.5億美元，按中性貨幣計算，同比增長10％，同比增長11％，超過市場預期的63.4億美元。調整後的每股收益同比增長18％，至3.31美元，超過市場普遍預期的3.24美元。
Payment network net revenue rose 7% Y/Y (+8% Y/Y on a currency-neutral basis), led by growth in gross dollar volume (+10% Y/Y), cross-border volume (+18% Y/Y) and switched transactions (+13% Y/Y).
在美元總交易量（同比增長10％）、跨境交易量（同比增長18％）和交換交易（同比增長13％）的增長的帶動下，支付網絡淨收入同比增長7％（按貨幣中立計算，同比增長8％）。
Also Read: Mastercard's Latest Virtual Card App Move to Boost Contactless Payments; Analyst Eyes Substantial Growth Citing Advanced Security and Digital Innovations
另請閱讀： 萬事達卡的最新虛擬卡應用程序旨在促進非接觸式支付；分析師以先進的安全和數字創新爲由着眼於大幅增長
Value-added services and solutions net revenue rose 16% and 15% on a currency-neutral basis, driven by continued strong growth in cyber and intelligence solutions and high demand for consulting, marketing, and loyalty solutions.
增值服務和解決方案淨收入在貨幣中立的基礎上增長了16％和15％，這得益於網絡和情報解決方案的持續強勁增長以及對諮詢、營銷和忠誠度解決方案的高需求。
Total operating expenses increased 5%. Excluding the impact of special items, adjusted operating expenses increased by 9% on a currency-neutral basis, primarily due to higher personnel costs.
總運營費用增長了5％。不包括特殊項目的影響，調整後的運營支出在貨幣中立的基礎上增長了9％，這主要是由於人員成本的增加。
The adjusted operating margin expanded 60bps Y/Y to 58.8%.
調整後的營業利潤率同比增長60個點子至58.8％。
As of March 31, 2024, the company's customers had issued 3.4 billion Mastercard and Maestro branded cards.
截至2024年3月31日，該公司的客戶已發行了34億張萬事達卡和Maestro品牌卡。
During the first quarter of 2024, Mastercard repurchased 4.4 million shares for $2.0 billion and paid $616 million in dividends.
在2024年第一季度，萬事達卡以20億美元的價格回購了440萬股股票，並支付了6.16億美元的股息。
As of March 31, 2024, cash and cash equivalents stood at $9.5 billion.
截至2024年3月31日，現金及現金等價物爲95億美元。
"Our momentum continued this quarter, as we delivered strong revenue and earnings growth powered by healthy consumer spending, strong cross-border volume growth of 18% year-over-year, and new deal wins in every region," said Michael Miebach, CEO of Mastercard. "We are driving growth in electronic payments by scaling innovative technologies like tokenization."
萬事達卡首席執行官邁克爾·米巴赫表示：“本季度我們的勢頭仍在繼續，這要歸因於健康的消費者支出、18％的強勁跨境交易量同比增長以及每個地區都贏得了新協議，我們實現了強勁的收入和收益增長。”“我們正在通過擴展代幣化等創新技術來推動電子支付的增長。”
Outlook: For the second quarter, Mastercard expects net revenue growth in the high-end of high-single-digits versus the $6.98 billion analyst consensus estimate.
展望：萬事達卡預計，第二季度淨收入將增長高個位數，而分析師的共識估計爲69.8億美元。
For fiscal 2024, Mastercard projects net revenue growth in the low-end of low-double-digits (prior expectations of high-end of low-double-digits) versus $28.11 billion analyst consensus estimate.
萬事達卡預計，2024財年的淨收入將增長低至兩位數（先前預期的高端爲低兩位數），而分析師的共識估計爲281.1億美元。
Mastercard stock gained 19% in the last 12 months. Investors can gain exposure to the stock via SPDR Select Sector Fund – Financial (NYSE:XLF) and IShares U.S. Financial Services ETF (NYSE:IYG).
在過去的12個月中，萬事達卡的股票上漲了19％。投資者可以通過SPDR精選行業基金——金融（紐約證券交易所代碼：XLF）和iShares美國金融服務ETF（紐約證券交易所代碼：IYG）獲得股票敞口。
Price Action: MA shares are down 1.35% at $445.11 at the last check Wednesday.
價格走勢：在週三的最後一次檢查中，MA股價下跌1.35％，至445.11美元。
Also Read: Mastercard Revamps Structure for Growth, New Teams to Drive Core Payments and Services
另請閱讀： 萬事達卡重塑增長結構，新團隊推動核心支付和服務
Photo via Wikimedia Commons
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譯文內容由第三人軟體翻譯。