Earnings Call Summary | National Bank(NBHC.US) Q1 2024 Earnings Conference
Earnings Call Summary | National Bank(NBHC.US) Q1 2024 Earnings Conference
The following is a summary of the National Bank Holdings Corporation (NBHC) Q1 2024 Earnings Call Transcript:
以下是国家银行控股公司（NBHC）2024年第一季度财报电话会议记录摘要：
Financial Performance:
财务业绩：
National Bank Holdings reported a net income of $31.4 million or $0.82 per diluted share for Q1 2024.
The bank reported a decrease in the loan balance by $130 million or 1.7%.
The first quarter saw an increase in deposit balances by $327 million, allowing for payment of all FHLB borrowings.
National Bank's net interest income amounted to $85.7 million, leading to a net interest margin of 3.78%.
Non-interest income rose by $1.6 million from the previous quarter, reaching a total of $17.7 million.
Non-interest expenses for the quarter were recorded at $62.8 million.
An increase of 2.4% was noted in the tangible book value per share, ending the quarter at $23.32.
国家银行控股公司报告称，2024年第一季度净收益为3,140万美元，摊薄每股收益为0.82美元。
该银行报告称，贷款余额减少了1.3亿美元，下降了1.7％。
第一季度的存款余额增加了3.27亿美元，允许偿还所有FHLB的借款。
国家银行的净利息收入为8,570万美元，净利率为3.78％。
非利息收入比上一季度增长了160万美元，总额达到1770万美元。
该季度的非利息支出为6,280万美元。
每股有形账面价值增长了2.4％，本季度末为23.32美元。
Business Progress:
业务进展：
Despite a slow start due to client's anticipating lower interest rates, a strong loan production pipeline is expected in Q2.
Core deposits for the bank grew by 6.8% in the first quarter compared to Q1 2023.
Significant progress is reported on the 2UniFi digital banking platform, with testing expected in the fourth quarter.
尽管由于客户预期利率会降低，起步缓慢，但预计第二季度将出现强劲的贷款生产渠道。
与2023年第一季度相比，该银行的第一季度核心存款增长了6.8％。
据报道，2UniFi数字银行平台取得了重大进展，预计将在第四季度进行测试。
More details: National Bank IR
更多详情： 国民银行 IR
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译文内容由第三方软件翻译。