Earnings Call Summary | SmartFinancial(SMBK.US) Q1 2024 Earnings Conference
Earnings Call Summary | SmartFinancial(SMBK.US) Q1 2024 Earnings Conference
The following is a summary of the SmartFinancial, Inc. (SMBK) Q1 2024 Earnings Call Transcript:
以下是SmartFinancial, Inc.（SMBK）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
SmartFinancial reported a Q1 net income of $9.4 million, translating to $0.55 per diluted share.
On an operating basis, the net income estimated at $8.40 million, translating to $0.49 per diluted share.
The company reported total revenue of over $40 million and a steady growth in net interest income.
The growth rate in loans and deposits was estimated at around 4% and 12% respectively.
SmartFinancial公佈的第一季度淨收益爲940萬美元，相當於攤薄後每股收益0.55美元。
按運營計算，淨收益估計爲840萬美元，相當於攤薄後每股收益0.49美元。
該公司報告的總收入超過4000萬美元，淨利息收入穩步增長。
貸款和存款的增長率估計分別約爲4％和12％。
Business Progress:
業務進展：
The bank has undergone significant growth in loans and deposits, with credit metrics reducing from the previous quarter.
SmartFinancial has invested in new market expansions and expects a rise in non-interest income by mid to late 2024.
The bank has announced share buyback plan, amounting to $4.5 million in shares.
The company has identified talent acquisition as a strategic driver and is open to M&A opportunities to foster growth.
該銀行的貸款和存款大幅增長，信貸指標比上一季度有所下降。
SmartFinancial已投資於新的市場擴張，並預計到2024年中後期，非利息收入將增加。
該銀行已宣佈股票回購計劃，總額爲450萬澳元。
該公司已將人才招聘確定爲戰略驅動力，並對併購機會持開放態度以促進增長。
More details: SmartFinancial IR
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Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。
譯文內容由第三人軟體翻譯。