Earnings Call Summary | Servisfirst Bancshares(SFBS.US) Q1 2024 Earnings Conference
Earnings Call Summary | Servisfirst Bancshares(SFBS.US) Q1 2024 Earnings Conference
The following is a summary of the ServisFirst Bancshares, Inc. (SFBS) Q1 2024 Earnings Call Transcript:
以下是ServisFirst Bancshares, Inc.（SFBS）2024年第一季度業績電話會議記錄摘要：
Financial Performance:
財務業績：
ServisFirst Bancshares reported a successful Q1 2024 start with over $200 million in net loans.
Growth was observed in the owner-occupied real estate segment.
The net interest income was the highest since Q1 2023.
Net interest margin stands at 2.66%, an uptick of 9 basis points.
The Tier 1 capital to average assets ratio increased, suggesting a stronger financial base.
ServisFirst Bancshares報告稱，2024年第一季度開局良好，淨貸款超過2億美元。
自住房地產板塊出現增長。
淨利息收入是自2023年第一季度以來的最高水平。
淨利率爲2.66％，上升9個點子。
一級資本與平均資產的比率有所提高，這表明財務基礎更強。
Business Progress:
業務進展：
The company saw a 63% increase in the loan pipeline since the year-end.
There was a significant addition of nine new bankers in Q1, majorly in the Memphis market.
The credit quality remained strong with declining charge-offs in the quarter.
The allowance for credit losses compared to non-accruals was significantly higher than the peer group at quarter-end.
The company noted credit card income improvement with increased spending.
The company expects to continually enhance deposit and loan growth in 2024.
自年底以來，該公司的貸款渠道增長了63％。
第一季度新增了九位銀行家，主要集中在孟菲斯市場。
信貸質量保持強勁，本季度扣除額下降。
在季度末，信貸損失備抵額與非應計額相比明顯高於同行。
該公司指出，隨着支出的增加，信用卡收入有所改善。
該公司預計將在2024年持續加強存款和貸款的增長。
More details: Servisfirst Bancshares IR
更多詳情： Servisfirst 銀行股票 IR
Tips: For more comprehensive details, please refer to the IR website. The article is only for investors' reference without any guidance or recommendation suggestions.
提示：欲了解更多詳情，請訪問投資者關係網站。本文僅供投資者參考，不構成任何投資建議。
譯文內容由第三人軟體翻譯。