Benzinga spoke withMehrak Hamzeh, the chief technology officer ofAppTech Payments Corp(NASDAQ:APCX), about the future of fintech.

"Fraud prevention and AI are essential," Hamzeh says. "We can monitor behaviors, detect unusual activities like keystrokes or device orientation, flag anomalies, and raise alerts for fraudulent activities."

Here's an edited transcript of the conversation.

Benzinga: Nice to meet you, Mehrak! Please share a bit about yourself, where you come from and where you went to school.

Hamzeh: I grew up in the San Francisco Bay Area and studied management information systems at California Polytechnic State University (San Luis...