小赢科技第一季度净营收7.76亿元同比下降1.6%

新浪科技 · May 21, 2019 13:38

新浪科技讯北京时间5月21日午间消息，小赢科技(NYSE:XYF)今日公布了截至2019年3月31日的第一季度未审计财报。财报显示，第一季度归属于小赢科技股东的非美国通用会计准则（non-GAAP）净利润为2.558亿元人民币，净营收为7.764亿元人民币。

2019年第一季度财务要点：

- 2019年第一季度归属于小赢科技股东的净利润从2018年同期的人民币1.422亿元增加到人民币2.136亿元（合3180万美元），增幅为50.2%。

- 2019年第一季度归属于小赢科技股东的非美国通用会计准则（non-GAAP）净利润增加了39.4%，从2018年同期的人民币1.835亿元人民币增至人民币2.558亿元（约合3810万美元）。

- 2019年第一季度净营收从2018年同期的7.887亿元人民币下降到7.764亿元人民币（合1.157亿美元），降幅为1.6%。

- 2019年第一季度营业利润较2018年同期的2.498亿元人民币增长11.7%，达到2.791亿元人民币（合4160万美元）。

- 2019年第一季度每股ADS（美国存托股份）基本和稀释后每股收益分别为1.40元人民币（0.21美元）和1.32元人民币（0.20美元），而2018年同期分别为1.02元和0.94元人民币。

- 2019年第一季度每股ADS non-GAAP基本和稀释每股净收益分别为1.68元（0.25美元）和1.58元（0.24美元），而2018年同期分别为1.30元和1.22元。

2019年第一季度运营要点：

- 2019年第一季度贷款促成总额为96.29亿元人民币，比2018年同期的86.92亿元人民币增长10.8%，比2018年第四季度的94.74亿元人民币增长1.6%。

- 2019年第一季度小赢信贷的贷款促成总额为79.32亿元人民币，较2018年同期的82.39亿元人民币下降3.7%，较2018年第四季度的76.2亿元人民币增长4.1%。小赢信贷占公司贷款促成总额的82.4%，2018年同期为94.8%。

- 截至2019年3月31日，未偿贷款余额为人民币201.87亿元，而截至2018年3月31日和2018年12月31日的未偿贷款余额分别为人民币200.33亿元和人民币208.49亿元。

- 2019年第一季度贷款促成总数为1,468,270笔，比2018年同期的721,051笔增加了103.6%，比2018年第四季度的1,295,541笔增加了13.3%。

- 2019年第一季度，每笔交易的平均贷款额为人民币6558元，比2018年同期的人民币12,055元下降了45.6%，比2018年第四季度的人民币7312元下降了10.3%。

-截至2019年3月31日，所有逾期31至90天及91至180天的未偿还贷款拖欠率分别为3.56%及5.21%，而截至2018年12月31日则分别为3.54%及5.28%，截至2018年3月31日分别为2.61%及2.59%。

- 2019年第一季度，活跃借款人数为745,056人，比2018年同期的592,358人增加了25.8%，比2018年第四季度的863,067人减少了13.7%。

- 截至2019年3月31日，在我们的平台上至少进行了一次交易的累计借款人数量为4,580,576人。

- 截至2019年3月31日，累计注册用户达到25,797,200人。

- 2019年第一季度，活跃的个人投资者数量为96,686人，比2018年同期的135,358人减少了28.6%，比2018年第四季度的110,973人减少了12.9%。

- 截至2019年3月31日，活跃的个人投资者累计为477,489人，而截至2018年3月31日的活跃个人投资者为332,674人，截至2018年12月31日的活跃个人投资者为454,117人。(书聿)

Sina Technology News at noon on May 21, Beijing time,Xiaoying Technology(NYSE:XYF) today announced unaudited financial results for the first quarter ended March 31, 2019. According to financial reports, non-GAAP net profit attributable to Xiaoying Technology's shareholders in the first quarter was 255.8 million yuan, and net revenue was 776.4 million yuan.

Financial highlights for the first quarter of 2019:

- Net profit attributable to shareholders of Xiaoying Technology in the first quarter of 2019 increased from RMB 142.2 million in the same period in 2018 to RMB 213.6 million (US$31.8 million), an increase of 50.2%.

- Non-GAAP net profit attributable to shareholders of Xiaoying Technology increased by 39.4% in the first quarter of 2019, from RMB 183.5 million to RMB 255.8 million (approximately US$38.1 million) in the same period in 2018.

- Net revenue for the first quarter of 2019 fell to 776.4 million yuan (US$115.7 million) from RMB 788.7 million in the same period in 2018, a decrease of 1.6%.

- Operating profit for the first quarter of 2019 increased 11.7% from RMB 249.8 million in the same period in 2018 to RMB 279.1 million (US$41.6 million).

- Basic and diluted earnings per share of ADS (American Depositary Shares) for the first quarter of 2019 were RMB 1.40 (US$0.21) and RMB 1.32 (US$0.20), respectively, compared to RMB 1.02 and RMB 0.94 for the same period in 2018.

- ADS non-GAAP basic and diluted net earnings per share for the first quarter of 2019 were $1.68 ($0.25) and $1.58 ($0.24), respectively, compared to $1.30 and $1.22 for the same period in 2018.

Key operating highlights for the first quarter of 2019:

- The total loan facilitation amount for the first quarter of 2019 was RMB 9.629 billion, up 10.8% from RMB 8.692 billion in the same period in 2018 and 1.6% from RMB 9.474 billion in the fourth quarter of 2018.

- The total amount of loans contributed by Xiaoying Credit in the first quarter of 2019 was RMB 7.932 billion, down 3.7% from RMB 8.239 billion in the same period in 2018 and up 4.1% from RMB 7.62 billion in the fourth quarter of 2018. Xiaoying Credit accounted for 82.4% of the company's total loan facilitation, compared to 94.8% in the same period in 2018.

- As of March 31, 2019, the outstanding loan balance was RMB 201,087 billion, while the outstanding loan balances as at March 31, 2018 and 31 December 2018 were RMB 20.849 billion, respectively.

- The total number of loans facilitated in the first quarter of 2019 was 1,468,270, up 103.6% from 721,051 in the same period in 2018 and 13.3% from 1,295,541 in the fourth quarter of 2018.

- In the first quarter of 2019, the average loan amount per transaction was RMB 6,558, down 45.6% from RMB 12,055 in the same period in 2018, and down 10.3% from RMB 7,312 in the fourth quarter of 2018.

- As of March 31, 2019, the delinquency rates for all loans overdue for 31 to 90 days and 91 to 180 days were 3.56% and 5.21% respectively, while as at 31 December 2018 they were 3.54% and 5.28% respectively. As at 31 March 2018, they were 2.61% and 2.59% respectively.

- In the first quarter of 2019, the number of active borrowers was 745,056, an increase of 25.8% from 592,358 in the same period in 2018, and a decrease of 13.7% from 863,067 in the fourth quarter of 2018.

- As of March 31, 2019, the cumulative number of borrowers who have made at least one transaction on our platform was 4,580,576.

- As of March 31, 2019, the total number of registered users reached 25,797,200.

- In the first quarter of 2019, the number of active individual investors was 96,686, a decrease of 28.6% from 135,358 in the same period in 2018 and a decrease of 12.9% from 110,973 in the fourth quarter of 2018.

- As of March 31, 2019, the total number of active individual investors was 477,489, while the number of active individual investors as of March 31, 2018 was 332,674, and the number of active individual investors as of December 31, 2018 was 454,117. (bookshelf)

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小赢科技第一季度净营收7.76亿元 同比下降1.6%

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小赢科技第一季度净营收7.76亿元同比下降1.6%