Core point 1. Continuing from the bottom, I recommend Connet. It is conservatively estimated that traditional eyewear optics performance will be around 50-60 million, and the flagship smart bank's value-added innovation service promises to deduct non-performance of 245 million. With the company's forward-looking layout, it is expected to exceed expectations (more than 10 million in 16 years). The company's 17-year performance is expected to be about 330 million. Currently, the stock price corresponds to a valuation of 30 times, with an endogenous growth rate of 50%, which is significantly less than 1. 2. From 0 to 1 and from 1 to 100. The reason for the high growth of Qiji Intelligence is that it has achieved a breakthrough from 0 to 1 business model in the past few years. The company's business model is already quite mature. In the future, it will rapidly expand to more banks and enter a sweet stage with the fastest growth rate. 3. Staff expansion ensures high growth in the second quarter. At present, the total number of people in the company has exceeded 3,000 (see official website data). According to the 2-3 month training period, the number of people enrolled in the first quarter began to contribute revenue in the second quarter, so the certainty of the company's high annual growth can be clearly seen in the second quarter. 4. Real consumer finance leaders are starting to set sail. The Banking Regulatory Commission clearly requires major banks to accelerate the development of inclusive finance, put forward plans to establish departments by the end of June, and officially start business by the end of December. The expansion of bank consumer finance business must require strong diversion and service partners. With in-depth cooperation with major banks in the field of value-added innovative services, it is expected that Connet will grow into a true leader in the consumer finance field in the future. 5. Profit forecast and valuation: The company's EPS for 2017-2019 is 0.63 yuan, 0.84 yuan, and 1.09 yuan respectively. The company has disclosed that it will change its name to Kangqi shares in the future, and the two main businesses will develop collaboratively. It is expected that the next 3 years will have high performance and strong growth certainty, and the consumer finance business will fully open up room for growth for the company. Currently, the corresponding valuation of the company's stock price is about 30 times. High endogenous growth, highly recommended. The target price is 25 yuan! Risk warning: competition in the lens industry intensifies; consumer finance business expansion falls short of expectations