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锦州银行股份有限公司(00416.HK)

Jinzhou Bank Co., Ltd. (00416.HK)

時富證券 ·  Nov 24, 2015 00:00  · Researches

Highlights of corporate services

Benefit from the development of the northern economic zone and the Bohai Sea economic circle

The total location of the Kuizhou bank is in the city of Taizhou, and the position is at the intersection of the North Economic Zone and the Bohai Sea economic circle. The Bank of China is gradually expanding the coverage of its business and promoting regional experience. At present, there are branches in other major cities in Guizhou, such as Malaysia and Dazhou, to provide effective regionalization coverage to major cities in Taizhou and Weekly, which will benefit from the Chinese government's policy of providing support to China's northern regions and coastal areas, as well as the formation and development of the North and Bohai Economic Zone.

Provide personalized financial services for small and medium-sized enterprises and other small customers

The state bank has a tradition of serving small and medium-sized enterprises. Among them, the total expenditure of small and medium-sized enterprises increased from 424.770 billion yuan at the end of 2012 to 639.898 billion yuan at the end of 2014, with a complex annual growth rate of 22.7 percent. The bank has developed a large customer base because of its product system and personalized service capabilities for customers of small and medium-sized enterprises in different industries and different growth stages. As of June 30, 2015, the number of loan customers of small and medium-sized enterprises exceeded 1800, and the number of customers of the "three small enterprises" (that is, small enterprises, small shops and small beds) exceeded 9300.

Professional trading and asset allocation capabilities

The state bank has extensive and intensive business reviews in the city. As of June 30, 2015, there are 99 employment networks in Luozhou. The bank has a strong customer base in Guangzhou, which provides the bank with stable deposit services and the power of cross-selling.

Cymbals

It may be necessary to increase the value mispreparation in order to combine the actual losses in the future.

The classification of the bank is due to the large amount of money invested in the securities for the collection items, and any adverse development of these types of investment may have a significant adverse impact on its profitability and liquidity.

The translation is provided by third-party software.


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