Briefly, performance has “shrunk”, system integration revenue has decreased, and management costs have risen: the company's current revenue has declined slightly, which is basically the same as the previous year; net profit has declined significantly, mainly because: (1) system integration business revenue has declined significantly; (2) management expenses have risen markedly, mainly due to the increase in the company's R&D investment and restricted stock cost amortization. Software development continued to grow, and gross margin declined slightly: by product (1) software development revenue was 118 million yuan, up 6.38% year on year, gross profit margin 52.75%, down 0.63 percentage points year on year; (2) maintenance service revenue was 6.84 million yuan, down 10.83% year on year, gross profit margin 76.16%, down 3.94 percentage points year on year; (3) system integration revenue was 14.2 million yuan, down 33.74% year on year, gross profit margin 5.64%, up 0.59 percentage points year on year. In the first half of 2016, the company's comprehensive gross margin was 49.10%, a year-on-year decrease of 0.36 percentage points, and the company's management expenses increased 18.93% year-on-year, mainly due to the company's increased R&D investment and restricted stock cost amortization. The company's R&D investment increased 8.72% year-on-year during the same period. The company has the advantage of large customers, and inclusive finance has expanded to micro, small and medium-sized banks: software development services for large commercial banks are the company's core business. After years of development, the company has become a professional IT service provider and partner of well-known domestic and foreign commercial banks such as Bank of China, Bank of China Hong Kong, Bank of East Asia, Yongheng Bank, Daxin Bank, Agricultural Bank, etc. IDC predicts that the average compound annual growth rate of the bank IT market from 2015 to 2019 will be 24.4%. As a domestic IT service enterprise with resource advantages, the company's market share is expected to increase further. The company is also working to expand micro, small and medium-sized banks, and the IPO fund-raising project “Inclusive Finance Cloud Service Center Construction Project”, which is the company's layout and plan in the field of financial cloud services, and is currently being carried out in an orderly manner. One of the founders of the Blockchain Alliance, actively participated in domestic blockchain research. The Financial Blockchain Cooperation Alliance was held on May 31, 2016. The alliance includes a total of 31 domestic core Fintech units. As one of the initiators, the company participated in four research projects, 1) blockchain's underlying technology platform; 2) blockchain cloud service platform; 3) blockchain in the credit field; and 4) discussion on the application of blockchain in financial management in the first and second tier markets. The company has set up a technical team to support the work of the alliance, and it is expected that it will make important contributions to the research and promotion of blockchain technology in China in the future