First Seacoast Bancorp (NASDAQ:FSEA – Get Rating) and Wayne Savings Bancshares (OTCMKTS:WAYN – Get Rating) are both small-cap finance companies, but which is the better business? We will compare the two businesses based on the strength of their analyst recommendations, profitability, dividends, earnings, valuation, institutional ownership and risk.
Analyst Ratings
This is a summary of recent ratings and recommmendations for First Seacoast Bancorp and Wayne Savings Bancshares, as reported by MarketBeat.
Get First Seacoast Bancorp alerts:| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| First Seacoast Bancorp | 0 | 0 | 0 | 0 | N/A |
| Wayne Savings Bancshares | 0 | 0 | 0 | 0 | N/A |
Volatility and Risk
First Seacoast Bancorp has a beta of 0.47, indicating that its stock price is 53% less volatile than the S&P 500. Comparatively, Wayne Savings Bancshares has a beta of 0.29, indicating that its stock price is 71% less volatile than the S&P 500.
Insider & Institutional Ownership
6.4% of First Seacoast Bancorp shares are owned by institutional investors. Comparatively, 12.3% of Wayne Savings Bancshares shares are owned by institutional investors. 1.4% of First Seacoast Bancorp shares are owned by company insiders. Comparatively, 3.2% of Wayne Savings Bancshares shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.
Earnings & Valuation
This table compares First Seacoast Bancorp and Wayne Savings Bancshares' revenue, earnings per share and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| First Seacoast Bancorp | $17.50 million | 2.52 | -$560,000.00 | $0.25 | 34.68 |
| Wayne Savings Bancshares | $28.55 million | 2.12 | $9.00 million | $3.95 | 6.96 |
Wayne Savings Bancshares has higher revenue and earnings than First Seacoast Bancorp. Wayne Savings Bancshares is trading at a lower price-to-earnings ratio than First Seacoast Bancorp, indicating that it is currently the more affordable of the two stocks.
Profitability
This table compares First Seacoast Bancorp and Wayne Savings Bancshares' net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| First Seacoast Bancorp | -3.23% | -1.10% | -0.11% |
| Wayne Savings Bancshares | 31.54% | 20.19% | 1.35% |
Summary
Wayne Savings Bancshares beats First Seacoast Bancorp on 8 of the 11 factors compared between the two stocks.
About First Seacoast Bancorp
(Get Rating)
First Seacoast Bancorp, Inc. is a holding company, which engages in the banking business. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings from the Federal Home Loan Bank, in residential real estate loans, commercial real estate and multi-family real estate loans, acquisition, development and land loans, commercial and industrial loans, home equity loans, and lines of credit and consumer loans. The company was founded in 1890 and is headquartered in Dover, NH.
About Wayne Savings Bancshares
(Get Rating)
Wayne Savings Bancshares, Inc. is a holding company, which engages in the provision of financial services. It offers checking, savings, money market, home loans, and financial planning. The company was founded on August 5, 1997 and is headquartered Wooster, OH.
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