ECB Bancorp (NASDAQ:ECBK – Get Rating) and Quaint Oak Bancorp (OTCMKTS:QNTO – Get Rating) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, institutional ownership, dividends, risk, valuation, profitability and analyst recommendations.
Institutional and Insider Ownership
19.8% of ECB Bancorp shares are held by institutional investors. Comparatively, 1.2% of Quaint Oak Bancorp shares are held by institutional investors. 35.0% of Quaint Oak Bancorp shares are held by insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.
Get ECB Bancorp alerts:Analyst Recommendations
This is a summary of recent ratings and recommmendations for ECB Bancorp and Quaint Oak Bancorp, as reported by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| ECB Bancorp | 0 | 0 | 0 | 0 | N/A |
| Quaint Oak Bancorp | 0 | 0 | 0 | 0 | N/A |
Valuation & Earnings
This table compares ECB Bancorp and Quaint Oak Bancorp's gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| ECB Bancorp | $30.55 million | 3.88 | $2.72 million | N/A | N/A |
| Quaint Oak Bancorp | $51.88 million | 0.89 | $7.86 million | $3.65 | 5.80 |
Quaint Oak Bancorp has higher revenue and earnings than ECB Bancorp.
Profitability
This table compares ECB Bancorp and Quaint Oak Bancorp's net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| ECB Bancorp | 8.90% | 2.25% | 0.32% |
| Quaint Oak Bancorp | 15.15% | 17.78% | 1.12% |
Summary
Quaint Oak Bancorp beats ECB Bancorp on 6 of the 8 factors compared between the two stocks.
About ECB Bancorp
(Get Rating)
ECB Bancorp, Inc. focuses on operating as a holding company for Everett Co-operative Bank that provides various banking products and services. The company accepts various deposit products, including certificate of deposit accounts, IRAs, money market accounts, savings accounts, demand deposit accounts, and interest-bearing and noninterest-bearing checking accounts. It also offers one- to four-family residential real estate, commercial real estate and multifamily real estate, construction and land, commercial, and consumer loans, as well as home equity loans and lines of credit. In addition, the company invests in securities, consisting primarily of U.S. government and federal agency obligations, mortgage-backed securities, and corporate bonds. It operates through two full-service banking offices located in Everett, Massachusetts and Lynnfield, Massachusetts. The company was founded in 1890 and is based in Everett, Massachusetts.
About Quaint Oak Bancorp
(Get Rating)
Quaint Oak Bancorp, Inc. is a holding company, which engages in community banking. The firm operates through the following segments: Banking and Mortgage Banking. The Banking segment provides lending, deposit gathering and fee business activities. The Mortgage Banking segment originates residential mortgage loans which are sold into the secondary market along with the loans' servicing rights. The company was founded on July 3, 2007 and is headquartered in Southampton, PA.
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