Zhitong Financial APP learned that on September 21, affected by the news that the people's Bank of China Guangzhou Branch encouraged the promotion of second-hand housing "transfer of ownership" pilot model, the A-share real estate sector rebounded rapidly. As of press time, Qixia Construction (600533.SH), I Love my Home (000560.SZ), and Zhongtian Service (002188.SZ) rose by the limit. Shares such as 002377.SZ, 300917.SZ, 002285.SZ, 001914.SZ, 002968.SZ, 600322.SH and other stocks rose.
On September 21, the Guangzhou Branch of the people's Bank of China recently issued a notice to the central branches and banking institutions under its jurisdiction on encouraging the promotion of the "mortgage transfer" model of second-hand housing.
People's Bank of China Guangzhou Branch said that the core of the second-hand housing "transfer with mortgage" model is to eliminate the "bridge" link of early loan repayment to cancel mortgage registration, and to achieve the simultaneous processing of loan funds and property right transfer registration, mortgage cancellation and establishment registration. Compared with the original transaction mode, it can greatly shorten the transaction time, reduce the transaction cost, improve the transaction efficiency and convenience, and stimulate the transaction vitality of the second-hand housing market.
Industry insiders said that the "transfer of ownership" model brings "two provinces and one liter" to both buyers and sellers: the first is to save costs; the second is to save time; and the third is to improve the security of transactions.