Core points

The purpose of ● investment is to obtain income, which requires time, energy, money and other costs, just like planting trees.

In addition to financial investment, ● has many kinds of investment, and learning is also a kind of investment.

● investment is risky and may suffer losses.

There is a clear dividing line between ● investment and speculation.

Detailed explanation of concept

If you want to get a return in the future, you have to invest time, energy, money and other costs in advance, which is investment. Just like planting trees, if you expect to harvest a piece of shade in the future, you must first sow, water and fertilize.

Investment is the behavior that individuals or institutions invest resources when they expect to get profits or profits in the future. Investment can occur in many areas. Investment in the financial sector is to put money into targets with growth potential and is expected to gain returns in the future; investment in the economic sector is capital invested at the present stage and is expected to gain future production capacity.

For individuals, it is more financial investment. In addition, investment in learning is also very important. If you want to improve your ability in a certain field, you have to invest time, energy and even money to learn. For example, if you want to master a variety of investment skills, you can invest time and energy to study in Niuniu classroom.

However, although the purpose of investment is to gain income, there are risks in investment, which may lead to losses such as impairment of assets and waste of time.

Investment variety

The following is a list of some of the investments that individual investors often participate in.

Stock investment: including A shares, Hong Kong stocks, US stocks, etc., is a high-risk and high-return investment category. After the investor chooses the stock and buys the stock, if the stock price rises, the investor gains, and if the stock price falls, the investor suffers a loss.

Fund investment: mainly refers to securities investment funds. Compared with stocks, fund investment does not need to select stocks, which is relatively easier to worry about.

Bond investment: including treasury bonds, financial bonds, corporate bonds and so on. Compared with stock and fund investment, bond investment has lower risk and lower return.

Real estate investment: in addition to self-living, and then buy multiple apartments, it belongs to real estate investment. The amount of real estate investment is generally large, and the profit is considerable if house prices rise. However, the realization period is long, and there is a risk of falling house prices brought about by policy regulation.

Invest in VS speculation

Many people have vague concepts of investment and speculation. There are two main differences.

1. Investment is based on fundamental analysis and pays attention to long-term value. Speculation is based on news experience and cares about short-term fluctuations.

two。 The investment pays attention to making decisions and moving later, and pursues high probability safety. Speculation is dancing on the tip of a knife and pursuing rapid value-added in a short period of time.