Since the beginning of this year, the relevant departments have stepped up the supervision of real estate finance, and more and more banks have surfaced their illegal behavior in the field of housing-related loans. Recently, major state-owned banks, including Agricultural Bank Of China, Bank of China, ICBC and Bank of Communications, as well as stock banks such as Everbright, Societe Generale and Pudong Development, have been punished by the bank insurance supervision department. Combing through many fines, Chinese reporters from securities firms found that there are two main reasons for violations by major banks: one is to illegally help real estate enterprises to finance related projects; the other is to flow into real estate after illegally issuing personal loans. such as operating loans and second-hand housing mortgage loan management is not in place, and so on. (brokerage China)