Today, a message that "Wechat and Alipay collection codes cannot be used for business collection from March 1 next year" is on the screen. After verification, a reporter from the Securities Times found that the news was a misreading of the notice of the people's Bank of China on strengthening the management of payment acceptance terminals and related business issued by the people's Bank of China on October 13.

The notice sets out the following specific requirements for individual collection bar codes:

First, for individual collection bar code users with obvious business characteristics, with reference to contracted merchant management, it is required to provide merchant collection bar code for such individual users to improve the order collection service quality of individual operators.

Second, it requires that individual static collection bar codes are prohibited from being used for remote non-face-to-face collection in principle, and it is really necessary to implement whitelist management to prevent individual static collection bar codes from being sold, leased and lent to build online recharge channels for gambling activities.

Third, through screenshots, downloads and other ways to save the personal dynamic collection bar code with reference to the implementation of personal static collection bar code requirements, in order to prevent lawbreakers from evading policy requirements with the help of personal dynamic collection bar code.

Fourth, it is required to carefully determine the access conditions and scale of individual static collection bar code whitelist, the validity period, use times and transaction limit of individual static collection bar code, so as to prevent the risk of whitelist abuse.

In order to ensure the effective landing of the requirements related to individual collection bar codes and the smooth transition of business, the notice sets a transition period, requiring payment service providers to comprehensively and fully evaluate customers' normal payment needs and formulate supporting service solutions. do a good job in customer guidance and service work to ensure that the cost of service does not rise and the quality does not decline.

A person in charge of the central bank said that in recent years, personal collection bar codes have been widely used, effectively meeting the personalized and diversified payment needs of the public, and improving the efficiency of funds collection and payment of small and micro economy and stall economy. But at the same time, there are also some hidden risks in the bar code of personal collection. For example, some institutions use personal collection bar code transfer business to handle a large number of production, operation and consumption transactions, which not only confuses the nature of the transaction, leads to the distortion of transaction information, and affects the effect of risk monitoring, but also is not conducive to value-added business activities with the help of payment services. There are also some lawbreakers who use the "running sub-platform" to attract a large number of people to use personal static collection bar codes and gamblers'"point-to-point" online remote transfer of gambling money, splitting and hiding the gambling money in many normal trading scenes, disrupting the normal order of bar code payment business and affecting the effectiveness of the "capital chain" traceability mechanism involved in gambling.