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由于房价上涨,美国人存够首付所需时间延长一年

Because of the rise in house prices, Americans need to save enough for a down payment for another year.

新浪美股 ·  Sep 28, 2021 14:30

Because of the rise in house prices during the epidemic, potential home buyers in the United States have to save an extra year before buying a house.

It now takes eight years for the typical American to save 10 per cent of his monthly income and make a 20 per cent down payment, according to a study by Tomo, a real estate technology start-up. Before COVID-19 's epidemic triggered a buying spree, the figure was seven years.

The National Association of Realtors (NAR) said last week that the proportion of first-time buyers of second-hand homes fell to 29% in August, the lowest level since 2019.

Skylar Olsen, chief economist of Tomo, said in an interview that those who save for the down payment are "those who can afford to save". "people with a heavy rent burden tend to save nothing, and there are always a considerable number of people who have a considerable rent burden."

According to Tomo, the areas that take the longest time to deposit a down payment are in California, followed by Los Angeles, which takes 19.2 years, San Francisco 17.9 years, and San Jose 18.2 years.

In Seattle and New York, the time required for a down payment is 12.3 years and 11.9 years, respectively.

The translation is provided by third-party software.


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