On May 17, 2024, the People's Bank of China announced a notice regarding the reduction of the personal housing provident fund loan interest rate, stating that the rate would be lowered by 0.25 percentage points. According to regulations, personal housing loans issued from the housing provident fund before this date will implement the new rate starting tomorrow (the 1st).
明起存量房公积金贷款将执行新利率
Starting tomorrow, the existing housing provident fund loans will be subject to the new SMI Vantage interest rate.
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