Domestic trade insurance can effectively disperse the trade risks of enterprises, reduce market circulation costs, promote the smooth flow of commodity services, and help optimize and enhance the trade environment. In the future, to play a positive role in promoting the integrated development of domestic and foreign trade, the joint efforts of the government, enterprises, and Insurance Institutions are needed. Over the 40 years of development in our foreign trade history, export credit insurance has made significant contributions. Now, in the context of accelerating the construction of a nationally unified market and promoting the integrated development of domestic and foreign trade, domestic trade credit insurance (hereinafter referred to as 'domestic trade insurance'), benefiting from favorable policies, is stepping into the limelight. Compared to the well-known export credit insurance, domestic trade insurance is designed by Insurance Institutions to protect against various unexpected risks that may occur in domestic trade activities, primarily used to safeguard accounts receivable risks in domestic trade. As an important protective measure, domestic trade insurance can effectively disperse trade risks for enterprises, reduce market circulation costs, and promote the smooth flow of commodity services, aiding in the optimization and enhancement of the trade environment. (Economic Daily)