Reporters learned in today's research that banks such as HANG SENG BANK and Bank Of Jiangsu have lowered their US dollar deposit interest rates. "Our bank just lowered the US dollar deposit interest rates this week, and the preferential interest rates for 3-month, 6-month, and 1-year fixed deposits starting from 0.02 million US dollars are currently 4.3%, 4.1%, and 4.0%, respectively. Last week, the interest rate for 3-month fixed deposits was still 4.4%. Our bank adjusts the interest rates once a week, and it is uncertain whether there will be further reductions next week," said a customer manager from HANG SENG BANK. Customer managers from HSBC and Bank Of Beijing indicated that the US dollar deposit interest rates are expected to decline further in the future. A customer manager from the Bank Of Beijing's Nanwei Road branch also told reporters that the current US dollar deposit interest rates for 6-month and 1-year are 4% and 3.8%, respectively, and further reductions are anticipated.