CITIC SEC Research Reports point out that the national financial system work conference has further solidified the tone of financialization of Insurance. With the enhancement and effect release of real estate and local Insurance policies, the expected credit risk in the banking industry is likely to further ease next year. The end of the year and the beginning of the next year will enter the season for increasing allocation of Insurance for a good start, and bank varieties with high dividends, low volatility, and stable operation are expected to remain the direction for increasing allocation of Insurance funds.