Wang Xin, director of the Research Bureau of the People's Bank of China, pointed out that current investments are relatively concentrated in purely green low-carbon or zero-carbon activities, such as New energy Fund, photovoltaics, wind power, and investments in New energy vehicles are very abundant. Some even believe that, to some extent, certain regions and industries are experiencing overcapacity, which is highly competitive. However, in the field of climate mitigation aimed at reducing carbon dioxide emissions, investment in low-carbon transformation for traditional high-carbon industries is far from enough. This includes fields like Steel, coal power, Cement, and chemicals, which have largely been regarded as "two highs and one surplus" industries. Financial Institutions face many restrictions when investing in these industries, yet these sectors also utilize many new technologies during their transformation process and can achieve extensive and substantial green low-carbon transformation. The investment and financing in these areas are far from sufficient, which is detrimental to climate mitigation efforts.