On the 12th, according to the official WeChat account of 'Puyang Release', the Henan Puyang Housing Provident Fund Management Center issued a notice on the adjustment of housing provident fund deposit and usage policies. The document proposes to increase the maximum limit for a single loan. The maximum limit in urban areas has been increased from 0.6 million yuan to 0.8 million yuan, while in county towns and administrative towns it has been raised from 0.5 million yuan to 0.6 million yuan. The maximum limit for a single loan for a 'second home' is the same as for a 'first home'. Additionally, the down payment ratio has been adjusted. For those purchasing affordable housing, the down payment ratio should not be less than 15% of the total housing price; for purchasing commercial housing, the down payment ratio should not be less than 20% of the total housing price (when purchasing a 'second-hand house', if the completion time of the purchased house exceeds 20 years, the loan amount should not exceed 50%). The document also requires strong support for depositors purchasing affordable housing. Depositors who purchase affordable housing can withdraw their personal account housing provident fund to pay the down payment and other house purchase costs, and can also apply to use housing provident fund loans, with the total withdrawal not exceeding the total housing price.